Online Privacy Policy

MGO understands the importance of your personal privacy.

Effective Date: December 2024

At MGO and its affiliates, your privacy is our top priority. This Privacy Policy outlines how we collect, use, share, and protect your personal information when you interact with our website (mgocpa.com), mobile websites, and mobile applications (collectively, the “Websites”) and the services provided through them (the “Services”).

By accessing our websites or Services, you consent to this Privacy Policy. If you do not agree, you may not use the Services.

Information We Collect

We collect two types of information:

       1.     Personal Identifiable Information (PII): Identifiers such as your name, address, email, phone number, Social Security Number (SSN), driver’s license, IP address, geolocation data, financial and account information, and professional/job history.

       2.     Non-Personal Information: Browser data, cookies, aggregated usage, and device information.

Certain state laws require the classification of “Sensitive Personal Information,” including SSN, precise geolocation, health-related data, and account credentials. We collect such data only when necessary and with your explicit consent.

How We Use Your Information

Your information is used for the following purposes:

    •         To provide, improve, and personalize our Services.

    •         To communicate with you, including responding to inquiries.

    •         To comply with legal obligations.

    •         To detect fraud or security risks.

    •         For marketing purposes, only with your consent (opt-out available).

We do not sell your personal data.

Sharing of Information

We may share your information under the following circumstances:

       1.     Service Providers: Third-party vendors assisting with email delivery, hosting, and analytics.

       2.     Affiliates: MGO corporate family members with similar privacy practices.

       3.     Legal Compliance: Government requests, audits, or regulatory obligations.

       4.     Business Transfers: During mergers, acquisitions, or asset sales.

Sensitive Personal Information will not be shared without your consent, unless required by law.

State-Specific Privacy Rights

We comply with privacy laws across all 50 states, including but not limited to:

California Residents (CPRA)

    •         Right to Know: Request details on what personal data we collect, use, and share.

    •         Right to Access or Delete: Submit verifiable requests for your data.

    •         Right to Correct: Fix inaccuracies in your personal information.

    •         Right to Opt-Out of Sharing: Exclude your data from “cross-context behavioral advertising.”

    •         Right to Limit Use of Sensitive Personal Information.

How to Submit Requests:

    •         Email: privacy@mgocpa.com

    •         Verification required to process requests.

Virginia, Colorado, Connecticut, and Utah Residents

These states offer similar rights to access, delete, correct, and opt out of targeted advertising. Submit requests via email or phone.

Cookies and Tracking

We use cookies and tracking technologies for:

    •         Analytics (e.g., Google Analytics).

    •         Personalized content and ads.

You may disable cookies in your browser settings.

Children’s Privacy

We do not knowingly collect information from individuals under 13. Parents may contact us to request deletion of their child’s data.

Data Security

We employ reasonable technical, administrative, and physical safeguards to protect your personal data. However, no method of transmission is 100% secure.

Retention of Personal Information

We retain your personal data only as long as necessary to fulfill its intended purpose or comply with legal obligations.

Your Privacy Choices

    •         Opt-Out of Marketing: Use the “unsubscribe” link in emails.

    •         Access/Correct/Delete Information: Submit requests via privacy@mgocpa.com.

    •         Do Not Sell or Share My Personal Information (California residents): Email or call us.

International Users

If you are accessing our Services from outside the United States, you consent to your data being processed in the U.S.

Policy Updates

This Privacy Policy may be updated to reflect legal or operational changes. We will post updates on our Websites and indicate the effective date. Continued use signifies your acceptance of changes.

Contact Us

If you have questions or requests regarding this Privacy Policy, please contact us:

    •         Email: privacy@mgocpa.com